What are CIBIL Subscription Plans?
These are time-based subscription plans for your CIBIL Score & Report. You can refresh your CIBIL Score & Report daily during the subscription period and have an option to choose either a 1 month (₹ 550/-), 6 months (₹ 800/-) or 12 months (₹ 1200/-) plan.
Depending upon the Plan that you choose, you also get access to other CIBIL features like CIBIL Alerts, Score Simulator, Personalized Loan Offers, Credit Monitoring and Dispute Assistance.
How do I purchase a CIBIL Subscription plan?
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Visit us at https://www.cibil.com/select-plan to purchase a CIBIL Subscription plan.
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Choose a plan and complete your authentication.
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Click on ‘Proceed to Payment’ button.
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Your subscription plan will be activated immediately after a successful payment.
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Your CIBIL Score and payment will be updated immediately after payment and you can request an updated CIBIL Score and Report any time till your subscription is valid.
I have purchased a CIBIL subscription plan. How do I refresh my CIBIL Score and Report?
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Click on the ‘Overview’ section in the menu, then click on ‘Refresh Now’ button on your CIBIL score card to refresh your score.
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You will be asked for a confirmation. Tick the ‘I Agree & confirm’ check box and click on the ‘Continue’ button and your updated CIBIL Score and Report will be refreshed immediately.
How do I access my Free CIBIL Score and Report if I have purchased a CIBIL Subscription plan?
If you have purchased a CIBIL Subscription plan, you can access your updated CIBIL Score & Report every day, till your subscription expires. CIBIL provides you with one free CIBIL Score and Report once in a calendar year. You can apply for this once your subscription expires.
Depending upon the subscription plan that you choose, you can get additional features with your CIBIL plan:
You will get access to various tools and features that can help you at various stages in your credit journey:
- Unlimited access to your CIBIL Score and Report
- Get real-time notifications when a change has been made to your CIBIL Score and Report (available with the 6-month and 12-month subscription plans)
- Simulate a new score based on various scenarios that you can choose from
- Apply for personalized loan and credit card offers based on your CIBIL Score
- Raise disputes online in case you find any discrepancies or inaccuracies that reflect on your CIBIL Report
